While you usually do not need a lawyer for a very minor injury claim or a property damage only claim, the opposite is usually true for a more serious car or truck injury claim. In fact, the more severe the injury, the more likely you will benefit by using an experienced Nashville injury attorney.
If you have a permanent and significant injury, it is in your best interest to hire an experienced attorney. Why? Because the mediation / litigation costs (medical records, doctor depositions, court reporter fees, expert testimony fees, etc.) are virtually the same in a small claim as they are in a larger claim. In the small claim, the insurance company would rather close the file as cheaply as possible by paying you closer to what your actual damages are and avoid incurring the litigation costs—which could end up being as much or more than what is paid on a small claim.
On a larger claim, however, the litigation costs will be only a small portion of the claim you are making. Therefore, the insurance companies are willing to incur those costs and will require you to prove your injury and the fault of their insured in the hope that they can force you to accept an amount far less than your lawsuit is worth. The Insurance companies typically are especially aggressive at the early stages in attempting to get unrepresented parties to settle for the lowest amount they can talk them into.
In this context, an experienced Board Certified attorney will have an understanding of the Tennessee injury laws. We will also know the value of your claim and will be skillful in the art and science of negotiation with the insurance company. In larger, more significant accident, an injured person handling his or her first and only claim without a seasoned Nashville attorney may be at a big disadvantage when dealing with an insurance adjuster who handles hundreds of claims per month. Having an experienced Civil Trial Board Certified Tennessee attorney from the early stages following your injury is usually extremely beneficial in a more significant injury case; whether you end up settling or if you end up having to take your case to court.